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Uninsured and Underinsured Motorists Lawyer

Uninsured and Underinsured Motorists Law

Arroyo Grande Hit-and-Run Case Attorneys

When you signed your auto insurance policy, you probably purchased uninsured motorist coverage whether you remember doing so or not. The reason for uninsured and underinsured motorist coverage is that so many drivers choose to violate the law and drive without insurance.

Even if they do have insurance, many people have only the bare minimum. As the cost of medical care rises, this minimum coverage does not even come close to paying your bills if you are injured.

Underinsured motorist (UIM) coverage is similar. This pays the difference between the underinsured driver’s insurance limits and the total damages for bodily injury.

Uninsured and underinsured motorists are more likely to be involved in accidents than insured drivers. Uninsured and underinsured motorist coverage is available in hit-and-run cases as well, where the at-fault party cannot be located.

You are actually making a claim on your own insurance company even though another party was at fault. Unfortunately, your own insurance company probably cares more about maximizing its profit margin than paying your medical bills.

If you have been injured in a car accident, you have bills to pay, for medical care and for replacing your damaged car. You may have lost wages while being out of work. Contact the uninsured and underinsured motorist law firm with any questions. We represent people seeking compensation after an accident.

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