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Uninsured and Underinsured Motorists Lawyer

Uninsured and Underinsured Motorists Law

Arroyo Grande Hit-and-Run Case Attorneys

When you signed your auto insurance policy, you probably purchased uninsured motorist coverage whether you remember doing so or not. The reason for uninsured and underinsured motorist coverage is that so many drivers choose to violate the law and drive without insurance.

Even if they do have insurance, many people have only the bare minimum. As the cost of medical care rises, this minimum coverage does not even come close to paying your bills if you are injured.

Underinsured motorist (UIM) coverage is similar. This pays the difference between the underinsured driver’s insurance limits and the total damages for bodily injury.

Uninsured and underinsured motorists are more likely to be involved in accidents than insured drivers. Uninsured and underinsured motorist coverage is available in hit-and-run cases as well, where the at-fault party cannot be located.

You are actually making a claim on your own insurance company even though another party was at fault. Unfortunately, your own insurance company probably cares more about maximizing its profit margin than paying your medical bills.

If you have been injured in a car accident, you have bills to pay, for medical care and for replacing your damaged car. You may have lost wages while being out of work. Contact the uninsured and underinsured motorist law firm with any questions. We represent people seeking compensation after an accident.

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Truck Accident Lawyers

Truck Accident Law

Arroyo Grande Semi-Trailer Truck Injury Attorneys

When the drivers of semi trucks drive recklessly, or when their companies pressure them to drive too many hours, they are particularly culpable. The motivation can be monetary or sheer irresponsibility. But the danger of truck accidents posed by these behemoths on our roads is horrific.

Whether on the interstate or a city street, big rigs dwarf automobiles in size and weight. They cannot stop quickly. And when they collide with vehicles, people and property, they do terrible damage.

Rear-end accidents are common, but under-ride collisions and rollovers cause just as much damage. Trucks have blind spots, and experience tire blow-outs.

Causes of Truck Accidents

Truck drivers make more money the more they drive. But like anyone else, they get tired, and when they do, they can lose control of the truck, or fail to respond quickly to a dangerous situation. Federal and state regulations limit the number of hours a driver can continue to drive. They attempt to reduce the dangers by requiring safety features of all kinds. But even when all the rules and regulations are followed, accidents happen.

Trucking Companies

Trucking companies advertise how fast they can deliver merchandise. How do they do it? Many pressure their drivers to speed or drive longer than permitted by law. They profit while endangering the rest of us.

Our law firm knows how to maximize our clients’ financial recovery in truck accidents by locating any and all potentially responsible parties, such as those who load a truck improperly, produce defective truck parts, or hire unsafe drivers.

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Serious Injury Lawyers

Serious Injury Law

Serious injuries can be devastating not just physically, but emotionally, financially and psychologically. You may suffer the loss of comfort, employment and relationships. When someone else is at fault, you need legal representation from an experienced attorney that will fight for your rights. We have made helping injured people our life’s work.

Free Consultation · No Attorney’s Fees Unless We Win · Off-site Appointments

Since founding our law firm in 1982, we have handled the full spectrum of serious personal injury cases, including car accidents, motorcycle accidents, big rig accidents, dog bites, assault and battery cases, products liability and slip-and-falls.

We can assist you with cases involving:

  • Spinal cord injury (Quadriplegia, Paraplegia, syringomyelia, spondylolisthesis)
  • Herniated disk
  • Bone fractures
  • Burns
  • Brain injury
  • Severe head trauma
  • Wrongful death

When you have been injured, you need a strong advocate who will take the time to listen to your concerns and protect your rights. We will make sure the extent of your injuries is accurately and completely communicated to an insurance adjuster, and if necessary, a judge and a jury.

Contact our lawyers to schedule a free consultation about your serious injury. We are available to meet with you at your home, in the hospital or in a place that is convenient for you.

Record of Success

Serious Injury Law

We have received millions of dollars in settlements and verdicts for our clients. We have helped personal injury and other victims get compensated via general damages, special damages and punitive damages. We have received verdicts for Punitive damages which are awarded when it has been determined that the defendant acted with recklessness, malice or deceit and are awarded to punish or make an example out of the defendant.

Insurance companies are sophisticated — you need representation. Personal injury lawyer knows how they work. Before co-founding, he worked as a casualty adjuster with a national insurance company and has been hired as an attorney by major insurance companies. Using that insider knowledge, we will build a strong case for you.

If you are facing problems with your own insurance company for medical claims, we provide skillful representation in bad faith insurance claim cases. Among our wins, we have achieved six- and seven-figure recoveries for clients.

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